Product details
Critical illness cover is available with Beagle Street life protection
policies
- With 23 conditions covered including cancer, heart attack, stroke & multiple sclerosis, our critical illness cover pays out when your client needs it.
- Includes terminal illness cover – we’ll pay out if your client is diagnosed with 12 or fewer months left to live.
- We offer single and joint policies so you can present each client with a policy that fits their family’s needs.
- Choose between level, decreasing and increasing cover to ensure the right payout at the best possible price.
- Give your clients additional peace of mind with the option to place their policy in trust.
- Guaranteed Increase Options are available for 5 different life events (subject to underwriting).
- Guaranteed premiums so the price won’t change, even if their health does.
Cover upgrades
Life Protection with critical illness Plus
This upgrade is available when you choose Life Protection with Critical Illness as your main cover.
With Life Protection with Critical Illness Plus, your client will receive all of the cover provided with Life Protection with Critical Illness as well as the following extra cover:
- 17 extra full payment claim condition
- 6 extra additional payment claim conditions which will pay the lower of 50% of your clients cover or £30,000.
Children’s critical illness cover
Children’s critical illness is an optional benefit that can be added to any Beagle Street Life Protection with Critical Illness policy and will cover your clients' children for all 23 of our critical illnesses.
- Gives parents reassurance with a payout of £25,000 or 25% of the sum assured (whichever is lower) if any of their children are diagnosed with a critical illness
- Covers the child from 10 days to 18 years old
- Includes all the applicant’s children, including current and future children, so the whole family is protected
Children's critical illness Plus
This cover upgrade is available when you choose Life Protection with Critical Illness Plus. With Children’s Critical Illness Plus, you client will receive all of the cover provided with Children's Critical Illness as well as the following extra cover:
- 23 extra critical illness claim conditions
- we'll pay a claim for your client's children aged up to their 22nd birthday if in full time education
- we'll pay a claim up to the lower of 50% of your clients cover or £30,000, with the exception of accident hospitalisation which pays £5,000.
Optional benefits
Total permanent disability
This optional benefit will pay the full sum assured for your client if they are unable to work due to illness or injury ever again.
Waiver of premium
This optional benefit will pay the monthly premium for your client if they are unable to work due to illness or injury for at least 6 months.
Mid-term policy changes
If your client’s situation changes, their policy can adapt too. You can reduce the sum assured and/or term as well as remove any optional benefits, and therefore reduce the monthly premium.
Guaranteed Increase Options
Your client can increase their sum assured (limits and conditions apply) without the hassle of re-applying or waiting for an underwriting decision.
Terminal illness cover
Offered with all policies. We’ll pay a full claim payment if your client is diagnosed with 12 or fewer months left to live during their policy term.
Value added benefits
Reframe Cancer
All our policies include access this service which includes:
- Proactive Cancer screening
- Practical and emotional support if you've been diagnosed with cancer
- Support for those caring for someone with cancer
Clinic in a pocket
All our policyholders get access to the clinic in a pocket app provided by SquareHealth which gives them access to online UK based GP's at a time that suits them.
1 hour free legal advice
All our policies include 1 hour of free legal advice. Our legal partners are on hand if your clients would like to discuss estate planning, inheritance laws or any other legal questions they may have.
Companions Service provided by RedArc
All our policies include this service. The companions service includes help finding a second medical opinion, counselling, support following a diagnosis and lots more.
Free simple will
All our policyholders can write a free simple will through one of our regional partners..
Why Beagle Street
- Affordable cover from less than £6 a month
- Level, decreasing and increasing policies available
- High levels of acceptance – we offer cover to most people who apply, although this isn't guaranteed
- Terminal illness and accidental death benefit included as standard
- Guaranteed premiums for the entirety of the policy
- Cover can start up to 90 days after we provide an underwriting decision
- We pay out 99.5% of claims. Beagle Street is underwritten by Family Assurance Friendly Society Limited, who in 2025 paid out 99.5% of all protection claims
Useful documents
Any questions?
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